Checking Promo

Open any new personal checking account. Earn up to $200 with qualifying activities.1

Must use promo code
"LX1/LX2" when applying.

Life is easier when you have the tools you need right at your fingertips. That's why Republic Bank offers Easy Banking Technology with every personal checking account. Now, paying your friends back, depositing checks, and analyzing your spending is easier.

Here’s just a sample of what you can do with Easy Banking Technology.



Whether you're paying the babysitter or sharing a meal with friends, Zelle lets you send money quickly, safely, and easily. Plus, it's built right into your Republic Bank mobile banking app, so you can send and receive money anytime.2

Card Alerts

Card Alerts & Controls3

Misplaced your card? Turn it off. Found it? Turn it back on. Want to set spending limits or get notifications about your account? It's easy.

Mobile Wallet

Mobile Wallet3

Now with Apply Pay, Samsung Pay and Google Pay paying for purchases is as easy as tapping your phone.

Money Management

Money Management

Track your spending habits, set goals and stay on budget.

Mobile Banking

Mobile Banking3

Access and manage your accounts quickly and securely from your mobile device.

Mobile Deposit

Mobile Deposit3

Can't make it to the bank or one of our 90,000+ fee-free ATMs?4 Deposit checks with your mobile device.

Touch ID

Biometric Technology3

No need to hassle with passwords! Our mobile app now offers Facial and Fingerprint ID, so you can log into mobile banking more quickly and securely by using this latest technology.

Push Notifications

Push Notifications3

Stay on top of your account. Find out when deposits happen, when withdrawals from your account happen and even when your balance is getting low.

Free ATMs

90,000 + Fee Free ATMs

Republic Bank is proud to offer our clients surcharge-free access to over 90,000 ATMs worldwide. When using any Allpoint, MoneyPass, Presto or SUM ATMs, Republic Bank Debit cardholders will not be charged a surcharge. Just look for the following logos when using an ATM or view our ATM locator to find your nearest surcharge free ATM.

Allpoint MoneyPass Presto SUM

Member FDIC. $50 Minimum opening deposit. The following checking account types cannot be opened online. To apply for one of these checking account types please visit your local Republic Bank banking center: Checking Builder (Kentucky, Northern Kentucky, Tennessee, Ohio, Indiana, Florida), Simple Access (Kentucky, Northern Kentucky, Tennessee, Ohio, Indiana, Florida), Military Honors (Kentucky, Northern Kentucky, Tennessee, Ohio, Indiana, Florida).

1Offer expires 12/31/2020. Offer available for new accounts only (excludes account conversions). Offer valid only for individuals that have not previously had an account at Republic Bank. All cash bonuses earned will be automatically deposited into the account on the first business day of the statement cycle following the statement on which the qualifying activity appeared and are reportable as interest on a 1099-INT. Checking Account Annual Percentage Yields as of 3/9/2020 Flex – 0.05% all balances; Pinnacle Account – 0.05% ($0 -$14,999.99) 0.05% ($15,000+); Pinnacle Account Florida – 0.05% ($0-$14,999.99) 0.05% ($15,000-$99,999.99) 0.05% ($100,000+). Fees may reduce earnings. Rates are subject to change. $100 cash bonus earned for receipt of direct deposit (an ACH credit transaction, such as payroll or other automatic transfer into your account) of at least $100 to your checking account, provided that the direct deposit occurs between the day the account is opened and the end of the third full statement cycle. $100 cash bonus earned if a total of 50 or more point-of-sale (POS) transactions are processed from the time the account is opened until the end of the third full statement cycle. This does not include transactions conducted through an ATM or POS transactions pending at end of statement cycle. Not valid with any other offer. Offer subject to change. Offer valid with flyer / promo codes only. Some restrictions apply. Valid identification required. Savings Accounts are not eligible. $50 minimum opening deposit. Republic Bank associates are not eligible.

2Must have a bank account in the U.S. to us Zelle. Transactions typically occur in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

3Standard messaging and data rates may apply for app download and usage. For the most recent list of eligible phone devices and operating system requirements, go to Usage and qualification requirements apply for Mobile Deposit. If you are turning off your card because of fraud, you will still need to call the bank to close that card and order a new one. Turning off your card in Card Alerts and Controls only prevents the card from being used as long as it is turned off.

4Access to over 90,000 ATMs by using Republic Bank, Presto, SUM, Allpoint, and MoneyPass ATM Networks.

Privacy Policy